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Business

Online Money Transactions Create Headache for Citizens

by Tejas Mundhada February 5, 2020February 5, 2020
written by Tejas Mundhada February 5, 2020February 5, 2020
Online Money Transactions Create Headache for Citizens

Since the start of this week, right from Monday, the citizens have been struggling with all the online money transactions. All the E-commerce payment systems from Phone Pe to Google’s very own google pay have been behaving abnormally. The whole server seems to be down which is ultimately troubling the merchants of all E-commerce payment systems and even the daily users, basically the customers of Phone pe and Google pay.

It is not only limited to the apps that are being used. The personal ATM machines or mini ATM’s are also seen to have their server down. From Mswipe and Paytivo GPRS mini ATM, every other transaction is being canceled.

When talked on this topic to the shopkeepers, it has been found that this issue is not normal during the weekdays, although such problems are faced at the weekends, especially on Saturdays.

Sandeep Pohone, a shop owner in the Dharampeth area has complained that the customers were continually sending the payment but I did not receive any messages. Even after a few hours and even after it has been a day now. In some cases, the shopkeepers are confused over the Quick Response (QR) codes. The confusion dwells over which QR code is much active. If a shop owner has got three QR code stickers they believe that only one is active amongst them, while the other two have been somehow become inactive or don’t have that quick action taken against the sent money transfer.

When observed in factual terms, it is just a machine scannable image that can be read using a camera of your smartphone. The QR code consists of a number of black squares and dots which represent certain pieces of information, whether it be the account number of the online money transfer merchant or just usual detailed information of a product.

Other shop owners have been also facing the same issue out of which many have already stopped using or accepting online transactions.

A shop owner in Bajaj Nagar, told TLN “customers usually ask me whenever they see the QR code if they can scan the code and pay to, which I ask them for hard cash instead”.

 

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