As a medical practitioner, running one’s own practice requires a lot of investment ranging from upgrading to the latest medical equipment and technology, paying staff, medical supplies, expansion of business or renovation work and other daily expenses at the clinic.
To help doctor’s fulfil their  personal and professional endeavors, Bajaj Finance Limited, the lending arm of Bajaj Finserv is offering exclusively designed Loan for Doctors of up to Rs. 25 lakh. This loan offers doctors financial flexibility and access to hassle-free funds to meet all their requirements. With features like doorstep service and money being credited to the account in 24 hours, these loans are a convenient option for doctors who are always on-the-go.
Read on to know more about the noteworthy features of Loan for Doctors offered by Bajaj Finserv:
Collateral Free Funding
Pledging collateral to raise funds is a complicated process. However, medical practitioners can apply online for a collateral-free Loan for Doctors from Bajaj Finserv and get the sanction they require without any hassle.
Loan of up to Rs. 25 lakh
By availing a customised loan from the company, doctors can avail funds up to Rs. 25 lakh. This loan also has a flexi loan facility.
Flexi Loan Facility
The lender offers doctors the option of Flexi Loan Facility on a predetermined loan limit for a fixed tenor and the borrower can reduce their EMIs by up to 45%. With this, doctors can borrow from this loan limit according to their requirements  and as many times as required and can choose to pay only the interest as monthly EMIs. The interest is charged only on the amount withdrawn and not on the entire sanctioned amount.
Part-prepayment facility
Doctors can pre-pay their loan at no additional cost, any time during the tenor thereby minimizing the cost of borrowing by reducing the interest outgo. However, to avail this part-prepayment facility one must note that while the prepaid amount has no upper limit, it must be higher than the value of three installments.
Easy loan application process
The loan application process for the Loan for Doctors is easy  and hassle-free. To apply for this loan, doctors can fill the online application form from the Bajaj Finserv website and wait for a representative to contact them with further steps.
Online account access
Doctors can manage and access the details of their loan and track their EMIs through the Bajaj Finserv customer portal anytime, anywhere at the touch of their fingertips
Existing Bajaj Finserv customers may check if they have a pre-approved offer from the lender to get access to a fully customized loan deal to fulfill their cash flow gaps or to simply meet their personal requirement.
About Bajaj Finance LimitedÂ
Bajaj Finance Limited, the lending company of Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 40 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Lifecare Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. It is also the only NBFC in India with the international ‘BBB’ with stable outlook for long-term, by S&P Global Rating.
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